A key issue is that the plan would require relatively high deductibles, some high co-pays, and other cost-sharing by consumers. As a result, people with serious health problems could spend more than $2,000 a year on medical bills - on top of the premiums they would pay.
"It doesn't appear to be providing any sort of universal health care coverage," said Beverly Brakeman, director of the labor and community coalition called Citizens for Economic Opportunity. She's glad Rell is "belatedly entering the debate," but she says not everyone can afford $250 monthly premiums.
Michael Starkowski, deputy commissioner of the state Department of Social Services, said the state is striving to keep premiums "reasonable" while protecting benefits, in hopes of attracting enough healthy consumers to make the program viable.
If only sick people bought the Charter Oak policies, claims would be higher than expected and premiums wouldn't be as affordable, he said.
The other out-of-pocket costs for buyers, such as a $1,000 annual per-person deductible, would help keep the premiums down, state officials say.
But the plan is expensive and "as it's presented, doesn't get us where we need to go because there's no investment by the state," said Senate President Pro Tem Donald E. Williams Jr., D-Brooklyn, adding he's glad Rell is talking about health care.
Also, the $1,000 deductible and high co-pays "are not going to encourage people to seek medical treatment unless they're experiencing severe problems," Williams said.
I still don't trust any plan that doesn't involve legislation.
Levick, Diane "Flaws Seen in Healthcare Plan". Hartford Courant. 12/30/06